Now you can know in days - not weeks - that your customer's check has bounced. Consolidated Returns will speed up your check recovery process and reduce your costs, and will simplify your account reconciliation process.

Our Consolidated Returns service is:

QUICK - Consolidated Returns will slash the time it takes to know about returned checks. Every additional day that your returned checks spend in the banking system decreases the possibility of successful recovery. Additional days allow bad check writers to pass additional bounced checks to you before you know whether or not their previous checks cleared. With Consolidated Returns, your time-to-know can be cut down to as little as 72 hours - enough time to get the check writer on your negative database or Hot-Sheet and stop losing money.
COST-EFFECTIVE - Most banks charge processing fees from $5 to $12 for every NSF check they handle - in some cases this fee is charged twice on one check! Why? These fees represent a windfall for banks. According to the Federal Reserve, the cost of physically transporting a check through the banking system is just over $1. Consolidated Returns can slash your bank fees significantly.
EFFICIENT - If you are currently reconciling statements from more than one bank, Consolidated Returns can increase the time that you have available for other tasks. Many companies spend considerable time and resources reconciling returns from multiple banks. By using our process, all returns will come to you on a customized, single statement from AFG Checks.

Could Consolidated Returns help your organization?

Let us help you decide if Consolidated Returns or another of our RCK services is right for your business.