ACH is the abbreviation for the Automated Clearing House Network, a national electronic funds transfer system governed by the NACHA OPERATING RULES which provide for the interbank clearing of electronic payments for participating depository financial institutions. To increase efficiency and lower labor costs banks prefer ACH transactions and more businesses are using electronic ACH services to replace this cumbersome process.

The Automated Financials Group (AFG) provides direct deposit ACH payment processing software and online gateway services that allow businesses and government agencies to process an ACH check, perform an ACH origination or an ACH collection transaction, and transfer to or withdraw funds from a U.S. bank checking account in the U.S. or international bank accounts.

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